General Guidelines

Minimum Premiums:	Varies by class and line of coverage
Deductibles:	Varies by class and line of coverage
Limits:	Maximum limits vary by carrier

Samples of Exposures (not all inclusive)

Accounts with adverse loss histories
Condominiums / Apartments
Contractors / Logging equipment
Highly protected risks
High value dwelling
Low income/subsidized housing
Manufacturering
Municipal properties
Older buildings
Restaurants
Unprotected risks
Unusual & high risk exposures, including fine arts & precious metals
Vacant & distressed properties
Warehouses
Woodworkers & sawmills

Benefits to You and Your Client

We offer:

- Superior service to meet your customers' demands and deadlines
- Creative and flexible underwriting customized for your needs
- Over 100 years of combined property experience
- Excellent relationships and clout with our carriers
- Ability to get the job done