Professional Liability/E&O

To determine if your client has a professional exposure ask them these 3 questions:

1.   Are you a service provider?

2.   Do you offer advice to clients?

3.   Could a mistake by you or your employees cause financial loss to your clients?

The Professional Liability Team at AMW can help you find the right coverage for your miscellaneous professional liability accounts from the standard to the most complex. We partner with 60+ markets that have AM Best Ratings of “A” or higher with available limits from $100,000 to $10,000,000 with additional limits available.

Miscellaneous Professional Liability

Miscellaneous professional liability is the term used to encompass the professional service industries that do not fall into the traditional professions such as lawyers, doctors, architects and engineers.

We have markets for dozens of miscellaneous classes that can tailor coverage’s to meet your client’s distinct needs!

Excess limits available.

Including options for:

Contingent BI/PD

Defense outside the limits

Low to NIL deductible or damages only deductibles

Add on cyber coverage

Risk Management services

Punitive damages

Bi-lateral ERP

Continuity

Non-cancellable policies

Severability to the application

Innocent insured coverage

Personal injury coverage

Incident sensitive

Independent contractors

A sampling of available classes:

Accountants

Actuary

Answering Service

Appraiser

Arbitrators

Associations (Business)

Auctioneer

Bail Bonds

Benefit Plan Consultant

Billing Services

Bookkeepers

Broadcaster

Business Broker

Civic Organizations

Collection Agency

Court Reporter

Credit Bureaus

Customs Broker

Dieticians / Nutritionists

Direct Mail Services

Employment Agencies

Event Planners

Executive Search

Expert Witness

Farm Manager

Financial Planner / Consultant

Fitness Trainer

Flood Hazard Search

Food Inspectors

Forensic Analyst

Forester

Franchiser

Freight Forwarder

Guardianship

Home Inspector

Hotel Manager

Human Resource Consultant

Info / Data Retrieval

Interior Decorator / Designer

Management Consultant

Mapping Services

Marketing Consultant

Meeting Planners

Meteorologists

Multiple Listing Service

Nonprofit Organizations

Notary Public

Paralegal

Pastoral Services

Photographic Services

Polygraph Examiners

Premium Finance Companies

Printer

Private Investigator

Process Servers

Public Records Search

Public Relations Consultant

Recording Studios

Religious Organizations

Relocation Agent

Research Organizations

Resume Service

Safety Inspector

Seedsmen

Tax Preparer

Telecommunications Cons.

Temporary Employment

Third Party Administrator

Tour Operators

Trainer (non fitness)

Translator / Interpreter

Travel Agent (no group tours)

Trustee

Typing Services

Utility Notification Services

Vessel Documentation

Water Testing & Analysis

Determine if your client needs privacy/cyber coverage:

1.   Do they process or store personally identifiable information (even if it’s only HR information regarding their employees)?

2.   Do they process or store confidential information/intellectual property (trade secrets, etc.)?

3.   Do they process credit card payments?


1st Party Privacy Coverage - Click Here