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Personal Umbrella for Celebrities - Personal Lines
This
product targets nationally recognizable individuals,
such as:
Hit Zone:
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Professional Athletes and Coaches |
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CEO’s of Fortune 500 Companies |
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Popular Musicians |
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Individuals in the Entertainment Industry,
including Actors and Actresses, Producers,
Directors, and Television and Radio
Personalities |
Eligible Risks:
Includes all of the above characteristics except where
amended below:
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Risks with multiple at fault accidents or
violations |
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Individuals with one Drug and/or Alcohol related
conviction |
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Watercraft between 26 and 75ft or in excess of
300 HP |
Ineligible Risks:
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Any risk where the named insured is in a Trust,
Estate, Limited Partnership, Family Partnership,
LLC, or Corporation |
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Individuals with a primary residence in
Louisiana, West Virginia or outside the United
States |
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Underlying Coverage written on a Commercial
General Liability Form except for Business Auto |
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Watercraft in excess of 75ft or watercraft
capable of speeds in excess of 50mph |
Product Advantages:
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True Worldwide coverage |
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No Self Insured Retention |
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Worldwide coverage |
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Personal Injury Coverage is automatically
included when provided by underlying coverage |
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First Dollar coverage for non-owned watercraft
and recreational vehicles |
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A.M. Best rated A++ carrier |
Minimum Attachment
Points:
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$500,000 combined single limit (CSL) for
Homeowners or CPL exposures |
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500,000/500,000/100,000 or $500,000 CSL is
required for auto, recreational vehicle and
watercraft exposures |
Available Limits:
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Coverage A Limits up to $10,000,000 |
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Coverage B Excess UM up to $1,000,000 combined
single limit or $1,000,000/$1,000,000 split
limits or in an amount matching the underlying
auto limit up to $1,000,000 combined single
limit or $1,000,000/$1,000,000 split limits |
Required Information:
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Our PCL App, an ACORD Personal Umbrella
Application, or other Company Personal Umbrella
Application containing at least the same
information as in our application is mandatory |
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Motor vehicle records will be required at
binding for all operators in the household |
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Operators age 70-75 an ACORD medical statement |
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For any operator over the age of 75, a physician
must complete a physicians statement of driver
fitness |
Wondering where you are going to place that next
account? We have many options available to help
you...
Just ASK!
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