Vacant & Partially Vacant Buildings

Eligible Exposures:

h	Buildings that are not completely vacant
h	Vacant condo units for unit owners interest
h	Vacant condo units undergoing renovations up to $50,000
h	Buildings undergoing interior renovations

Ineligible Exposures:

h	Buildings with Knob & Tube, Aluminum Wiring or Fuses
h	Vacant more than 2 years
h	Buildings in course of construction
h	Buildings not secured from entry
h	Property coverage on structures that are scheduled for demolition
h	More than 2 losses/claims in past 3 years

Advantages:

h	Replacement Cost available
h	Special Form available on buildings under 3 years in age
h	Vandalism included
h	No restrictions on length of vacancy
h	Monoline GL or Packages available
h	15% Commission if Packaged
h	Quote within 24 hours
h	3, 6, 9 Month or Annual terms available

Limits:

h	Up to $1M/$2M GL Limits
h	$0-$500 Minimum Deductible on GL
h	$500-$1,000 Minimum Deductible on Property
h	Minimum package premiums for 3 month term start at $550

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